FIRST NATIONAL BANK OF SPARTA, THE is an FDIC-insured commercial bank headquartered in SPARTA, IL, established in Oct. 2, 1885, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $99M. Profitability stands at 4.52% ROA and 42.24% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 25.20%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.75%. Operates 1 domestic branch.
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