CFG BANK

LUTHERVILLE, MD | Large | Est. Dec. 1, 1997, midnight | FDIC #34294 | RSSD #2471239 | FDIC
Latest Report: 2025-12-31

CFG BANK is aln large FDIC-insured commercial bank headquartered in LUTHERVILLE, MD, established in Dec. 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $5.7B and total deposits of $5.0B. Profitability stands at 1.81% ROA and 16.13% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 12.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.29% and a Texas Ratio of 23.88%. FDIC Certificate #34294.

Assets

$5.7B

Deposits

$5.0B

Loans

$3.9B

Equity

$640M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 16.13%
Net Interest Margin (NIM) 4.15%
Yield on Assets 7.41%
Cost of Funds 3.72%

Asset Quality

NPL Ratio 3.29%
Net Charge-Off Ratio 0.44%
Texas Ratio 23.88%
NPA Ratio 2.89%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 12.19%
Tier 1 Capital 12.19%
Total Capital Ratio 13.30%
Leverage Ratio 11.62%
Loan-to-Deposit 78.57%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required