ONE COMMUNITY BANK

OREGON, WI | Large | Est. Sept. 15, 1976, midnight | FDIC #22334 | RSSD #247140 | FED
Latest Report: 2025-12-31

ONE COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in OREGON, WI, established in Sept. 15, 1976, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.0B. Profitability stands at 1.25% ROA and 10.11% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 11.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.17%. FDIC Certificate #22334.

Assets

$2.6B

Deposits

$2.0B

Loans

$2.2B

Equity

$318M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 10.11%
Net Interest Margin (NIM) 3.61%
Yield on Assets 6.05%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.17%
NPA Ratio 0.29%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 11.69%
Tier 1 Capital 11.69%
Total Capital Ratio 12.27%
Leverage Ratio 12.55%
Loan-to-Deposit 107.25%

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