SECURITY STATE BANK & TRUST

FREDERICKSBURG, TX | Large | Est. April 7, 1941, midnight | FDIC #15809 | RSSD #247355 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK & TRUST is aln large FDIC-insured commercial bank headquartered in FREDERICKSBURG, TX, established in April 7, 1941, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 2.02% ROA and 18.68% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 10.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.17% and a Texas Ratio of 13.15%. FDIC Certificate #15809.

Assets

$2.1B

Deposits

$1.8B

Loans

$1.5B

Equity

$229M

Profitability

Return on Assets (ROA) 2.02%
Return on Equity (ROE) 18.68%
Net Interest Margin (NIM) 5.00%
Yield on Assets 6.35%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 2.17%
Net Charge-Off Ratio 0.09%
Texas Ratio 13.15%
NPA Ratio 1.50%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 10.69%
Tier 1 Capital 10.69%
Total Capital Ratio 11.23%
Leverage Ratio 12.14%
Loan-to-Deposit 82.39%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required