HIGH PLAINS BANK

FLAGLER, CO | Small | Est. Jan. 1, 1908, midnight | FDIC #3017 | RSSD #247551 | FED
Latest Report: 2025-12-31

HIGH PLAINS BANK is asn small FDIC-insured commercial bank headquartered in FLAGLER, CO, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $441M and total deposits of $387M. Profitability stands at 1.45% ROA and 14.98% ROE, with a net interest margin of 4.98%. The bank's CET1 capital ratio is 9.84%. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 3.52%. FDIC Certificate #3017.

Assets

$441M

Deposits

$387M

Loans

$378M

Equity

$43M

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 14.98%
Net Interest Margin (NIM) 4.98%
Yield on Assets 7.10%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.52%
NPA Ratio 0.38%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 9.84%
Tier 1 Capital 9.84%
Total Capital Ratio 10.33%
Leverage Ratio 9.81%
Loan-to-Deposit 97.67%

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