BANK OF SPRINGFIELD

SPRINGFIELD, IL | Large | Est. Oct. 29, 1965, midnight | FDIC #19506 | RSSD #248240 | FDIC
Latest Report: 2025-12-31

BANK OF SPRINGFIELD is aln large FDIC-insured commercial bank headquartered in SPRINGFIELD, IL, established in Oct. 29, 1965, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.31% ROA and 14.80% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 10.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.53% and a Texas Ratio of 13.20%. FDIC Certificate #19506.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.5B

Equity

$170M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 14.80%
Net Interest Margin (NIM) 4.36%
Yield on Assets 6.45%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 1.53%
Net Charge-Off Ratio 0.15%
Texas Ratio 13.20%
NPA Ratio 1.29%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 10.92%
Tier 1 Capital 10.92%
Total Capital Ratio 11.87%
Leverage Ratio 8.95%
Loan-to-Deposit 93.83%

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