WESTERN NEBRASKA BANK

CURTIS, NE | Small | Est. Dec. 20, 1910, midnight | FDIC #1983 | RSSD #248352 | FDIC
Latest Report: 2025-12-31

WESTERN NEBRASKA BANK is asn small FDIC-insured commercial bank headquartered in CURTIS, NE, established in Dec. 20, 1910, midnight. As of 2025-12-31, the bank reported total assets of $193M and total deposits of $159M. Profitability stands at 1.23% ROA and 15.99% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 7.16%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.08%. FDIC Certificate #1983.

Assets

$193M

Deposits

$159M

Loans

$153M

Equity

$15M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 15.99%
Net Interest Margin (NIM) 4.29%
Yield on Assets 6.77%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 7.16%
Tier 1 Capital 7.16%
Total Capital Ratio 7.52%
Leverage Ratio 9.09%
Loan-to-Deposit 95.64%

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