MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION

PURCHASE, NY | National | Est. Aug. 12, 1996, midnight | FDIC #34221 | RSSD #2489805 | OCC
Latest Report: 2025-12-31

MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in PURCHASE, NY, established in Aug. 12, 1996, midnight. As of 2025-12-31, the bank reported total assets of $254.7B and total deposits of $222.6B. Profitability stands at 1.20% ROA and 16.58% ROE, with a net interest margin of 1.95%. The bank's CET1 capital ratio is 26.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.63%. FDIC Certificate #34221.

Assets

$254.7B

Deposits

$222.6B

Loans

$174.4B

Equity

$17.7B

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 16.58%
Net Interest Margin (NIM) 1.95%
Yield on Assets 4.66%
Cost of Funds 6.56%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.63%
NPA Ratio 0.19%
ACL / Loans 0.20%

Capital & Liquidity

CET1 Ratio 26.06%
Tier 1 Capital 26.06%
Total Capital Ratio 26.61%
Leverage Ratio 6.99%
Loan-to-Deposit 78.34%

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