FIRST NATIONAL BANK

FIRST NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in ROTAN, TX, established in April 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $88M. Profitability stands at 0.35% ROA and 6.27% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 20.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.14% and a Texas Ratio of 13.99%. FDIC Certificate #34455.