FIRST NATIONAL BANK is an FDIC-insured commercial bank headquartered in ROTAN, TX, established in April 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $88M. Profitability stands at 0.35% ROA and 6.27% ROE, with a net interest margin of 2.89%. CET1 capital ratio: 20.14%, well above regulatory minimums. NPL ratio: 2.14% · Texas Ratio: 13.99%. Operates 1 domestic branch.
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