BARABOO STATE BANK

BARABOO, WI | Medium | Est. July 1, 1857, midnight | FDIC #12788 | RSSD #24949 | FED
Latest Report: 2025-12-31

BARABOO STATE BANK is amn medium FDIC-insured commercial bank headquartered in BARABOO, WI, established in July 1, 1857, midnight. As of 2025-12-31, the bank reported total assets of $587M and total deposits of $510M. Profitability stands at 0.65% ROA and 5.93% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 18.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.09%. FDIC Certificate #12788.

Assets

$587M

Deposits

$510M

Loans

$302M

Equity

$64M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 5.93%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.32%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.09%
NPA Ratio 0.01%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 18.41%
Tier 1 Capital 18.41%
Total Capital Ratio 19.67%
Leverage Ratio 10.86%
Loan-to-Deposit 59.24%

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