APPLE BANK

NEW YORK, NY | Regional | Est. April 17, 1863, midnight | FDIC #16068 | RSSD #249612 | FDIC
Latest Report: 2025-12-31

APPLE BANK is arn regional FDIC-insured commercial bank headquartered in NEW YORK, NY, established in April 17, 1863, midnight. As of 2025-12-31, the bank reported total assets of $19.2B and total deposits of $15.7B. Profitability stands at 0.51% ROA and 6.15% ROE, with a net interest margin of 2.37%. The bank's CET1 capital ratio is 11.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 4.33%. FDIC Certificate #16068.

Assets

$19.2B

Deposits

$15.7B

Loans

$13.3B

Equity

$1.6B

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 6.15%
Net Interest Margin (NIM) 2.37%
Yield on Assets 5.14%
Cost of Funds 3.05%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.06%
Texas Ratio 4.33%
NPA Ratio 0.37%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 11.30%
Tier 1 Capital 11.30%
Total Capital Ratio 11.80%
Leverage Ratio 7.80%
Loan-to-Deposit 84.90%

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