DSRM NATIONAL BANK

ALBUQUERQUE, NM | Micro | Est. Oct. 1, 1996, midnight | FDIC #34331 | RSSD #2502825 | OCC
Latest Report: 2025-12-31

DSRM NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in ALBUQUERQUE, NM, established in Oct. 1, 1996, midnight. As of 2025-12-31, the bank reported total assets of $4M and total deposits of $500K. Profitability stands at 2.53% ROA and 3.06% ROE, with a net interest margin of 2.95%. The bank's CET1 capital ratio is 150.49%, well above the regulatory minimum. FDIC Certificate #34331.

Assets

$4M

Deposits

$500K

Loans

$0

Equity

$4M

Profitability

Return on Assets (ROA) 2.53%
Return on Equity (ROE) 3.06%
Net Interest Margin (NIM) 2.95%
Yield on Assets 3.53%
Cost of Funds 4.80%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 150.49%
Tier 1 Capital 150.49%
Total Capital Ratio 150.49%
Leverage Ratio 83.04%
Loan-to-Deposit 0.00%

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