FIRST STATE BANK OF THE SOUTH, INC.

FIRST STATE BANK OF THE SOUTH, INC. is asn small FDIC-insured commercial bank headquartered in SULLIGENT, AL, established in April 20, 1973, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $109M. Profitability stands at 1.10% ROA and 7.33% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 14.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 4.08%. FDIC Certificate #21050.