FIRST STATE BANK OF THE SOUTH, INC.

FIRST STATE BANK OF THE SOUTH, INC. is an FDIC-insured commercial bank headquartered in SULLIGENT, AL, established in April 20, 1973, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $109M. Profitability stands at 1.10% ROA and 7.33% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 14.90%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 4.08%. Operates 5 domestic branches.