GN BANK

CHICAGO, IL | Micro | Est. Jan. 1, 1934, midnight | FDIC #29399 | RSSD #250476 | OCC
Latest Report: 2025-12-31

GN BANK is amn micro FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $54M. Profitability stands at 1.10% ROA and 7.38% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 14.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 8.98% and a Texas Ratio of 25.13%. FDIC Certificate #29399.

Assets

$64M

Deposits

$54M

Loans

$27M

Equity

$9M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 7.38%
Net Interest Margin (NIM) 4.38%
Yield on Assets 5.43%
Cost of Funds 1.24%

Asset Quality

NPL Ratio 8.98%
Net Charge-Off Ratio 0.51%
Texas Ratio 25.13%
NPA Ratio 3.82%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 14.82%
Tier 1 Capital 14.82%
Total Capital Ratio 15.56%
Leverage Ratio 15.07%
Loan-to-Deposit 50.13%

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