BanksGN BANK

GN BANK

CHICAGO, ILMicroEst. Jan. 1, 1934, midnightFDIC #29399RSSD #250476OCC
Latest · 2025-12-31

GN BANK is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $54M. Profitability stands at 1.10% ROA and 7.38% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 14.82%, well above regulatory minimums. NPL ratio: 8.98% · Texas Ratio: 25.13%. Operates 1 domestic branch.

Assets
$64M
Deposits
$54M
Loans
$27M
Equity
$9M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)7.38%
Net Interest Margin4.38%
Yield on Assets5.43%
Cost of Funds1.14%

Asset Quality

NPL Ratio8.98%
Net Charge-Off Ratio0.51%
Texas Ratio25.13%
NPA Ratio3.82%
ACL / Loans0.94%

Capital & Liquidity

CET1 Ratio14.82%
Tier 1 Capital14.82%
Total Capital Ratio15.56%
Leverage Ratio15.07%
Loan-to-Deposit50.13%

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