WOLF RIVER COMMUNITY BANK

HORTONVILLE, WI | Small | Est. Oct. 16, 1996, midnight | FDIC #34240 | RSSD #2505424 | FDIC
Latest Report: 2025-12-31

WOLF RIVER COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in HORTONVILLE, WI, established in Oct. 16, 1996, midnight. As of 2025-12-31, the bank reported total assets of $386M and total deposits of $317M. Profitability stands at 1.65% ROA and 14.40% ROE, with a net interest margin of 4.67%. The bank's CET1 capital ratio is 11.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.42%. FDIC Certificate #34240.

Assets

$386M

Deposits

$317M

Loans

$297M

Equity

$43M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 14.40%
Net Interest Margin (NIM) 4.67%
Yield on Assets 6.05%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.42%
NPA Ratio 0.05%
ACL / Loans 1.69%

Capital & Liquidity

CET1 Ratio 11.17%
Tier 1 Capital 11.17%
Total Capital Ratio 11.72%
Leverage Ratio 11.90%
Loan-to-Deposit 93.55%

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