CITIZENS BANK OF GEORGIA, THE is amn medium FDIC-insured commercial bank headquartered in CUMMING, GA, established in Feb. 3, 1997, midnight. As of 2025-12-31, the bank reported total assets of $617M and total deposits of $554M. Profitability stands at 1.94% ROA and 19.73% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 17.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34229.
Assets
$617M
Deposits
$554M
Loans
$319M
Equity
$62M
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