BANK, THE

JENNINGS, LA | Small | Est. Feb. 26, 1997, midnight | FDIC #34409 | RSSD #2505460 | FDIC
Latest Report: 2025-12-31

BANK, THE is asn small FDIC-insured commercial bank headquartered in JENNINGS, LA, established in Feb. 26, 1997, midnight. As of 2025-12-31, the bank reported total assets of $429M and total deposits of $363M. Profitability stands at 1.71% ROA and 13.25% ROE, with a net interest margin of 5.53%. The bank's CET1 capital ratio is 13.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.74%. FDIC Certificate #34409.

Assets

$429M

Deposits

$363M

Loans

$329M

Equity

$56M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 13.25%
Net Interest Margin (NIM) 5.53%
Yield on Assets 7.62%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.39%
Texas Ratio 2.74%
NPA Ratio 0.39%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 13.18%
Tier 1 Capital 13.18%
Total Capital Ratio 13.84%
Leverage Ratio 12.98%
Loan-to-Deposit 90.63%

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