COMMUNITY BANK

ALVA, OK | Small | Est. July 16, 1984, midnight | FDIC #25750 | RSSD #250850 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in ALVA, OK, established in July 16, 1984, midnight. As of 2025-12-31, the bank reported total assets of $133M and total deposits of $114M. Profitability stands at 13.70% ROA and 127.73% ROE, with a net interest margin of -4.41%. The bank's CET1 capital ratio is 9.76%. Asset quality metrics show a non-performing loan ratio of 1.11% and a Texas Ratio of 4.86%. FDIC Certificate #25750.

Assets

$133M

Deposits

$114M

Loans

$83M

Equity

$18M

Profitability

Return on Assets (ROA) 13.70%
Return on Equity (ROE) 127.73%
Net Interest Margin (NIM) -4.41%
Yield on Assets -10.93%
Cost of Funds --

Asset Quality

NPL Ratio 1.11%
Net Charge-Off Ratio 0.11%
Texas Ratio 4.86%
NPA Ratio 0.69%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 9.76%
Tier 1 Capital 9.76%
Total Capital Ratio 10.25%
Leverage Ratio 10.80%
Loan-to-Deposit 72.22%

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