BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION

BARRINGTON, IL | Large | Est. Dec. 19, 1996, midnight | FDIC #34395 | RSSD #2508751 | OCC
Latest Report: 2025-12-31

BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in BARRINGTON, IL, established in Dec. 19, 1996, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $3.7B. Profitability stands at 0.75% ROA and 6.81% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 10.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 5.49%. FDIC Certificate #34395.

Assets

$4.8B

Deposits

$3.7B

Loans

$3.8B

Equity

$520M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 6.81%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.53%
Cost of Funds 3.01%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.49%
NPA Ratio 0.62%
ACL / Loans 0.60%

Capital & Liquidity

CET1 Ratio 10.93%
Tier 1 Capital 10.93%
Total Capital Ratio 11.54%
Leverage Ratio 10.42%
Loan-to-Deposit 103.29%

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