FIRST NATIONAL BANK & TRUST is asn small FDIC-insured commercial bank headquartered in IRON MOUNTAIN, MI, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $412M and total deposits of $355M. Profitability stands at 0.85% ROA and 10.22% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 14.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.39% and a Texas Ratio of 18.39%. FDIC Certificate #5062.
Assets
$412M
Deposits
$355M
Loans
$210M
Equity
$35M
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