FIRST NATIONAL BANK OF EASTERN ARKANSAS

FORREST CITY, AR | Medium | Est. Nov. 1, 1886, midnight | FDIC #3863 | RSSD #251745 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF EASTERN ARKANSAS is amn medium FDIC-insured commercial bank headquartered in FORREST CITY, AR, established in Nov. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $596M and total deposits of $524M. Profitability stands at 1.43% ROA and 12.95% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 11.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #3863.

Assets

$596M

Deposits

$524M

Loans

$362M

Equity

$66M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 12.95%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.70%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.16%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 11.15%
Tier 1 Capital 11.15%
Total Capital Ratio 11.70%
Leverage Ratio 11.51%
Loan-to-Deposit 69.15%

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