HOMELAND FEDERAL SAVINGS BANK

COLUMBIA, LA | Medium | Est. March 12, 1986, midnight | FDIC #32459 | RSSD #251978 | OCC
Latest Report: 2025-12-31

HOMELAND FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in COLUMBIA, LA, established in March 12, 1986, midnight. As of 2025-12-31, the bank reported total assets of $638M and total deposits of $556M. Profitability stands at 1.05% ROA and 11.66% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 9.18%. Asset quality metrics show a non-performing loan ratio of 0.83% and a Texas Ratio of 10.97%. FDIC Certificate #32459.

Assets

$638M

Deposits

$556M

Loans

$559M

Equity

$59M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 11.66%
Net Interest Margin (NIM) 4.16%
Yield on Assets 7.21%
Cost of Funds 3.14%

Asset Quality

NPL Ratio 0.83%
Net Charge-Off Ratio 0.33%
Texas Ratio 10.97%
NPA Ratio 1.12%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 9.18%
Tier 1 Capital 9.18%
Total Capital Ratio 9.64%
Leverage Ratio 9.22%
Loan-to-Deposit 100.58%

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