SECURITY NATIONAL BANK OF SOUTH DAKOTA

DAKOTA DUNES, SD | Small | Est. May 1, 1997, midnight | FDIC #34394 | RSSD #2529176 | OCC
Latest Report: 2025-12-31

SECURITY NATIONAL BANK OF SOUTH DAKOTA is asn small FDIC-insured commercial bank headquartered in DAKOTA DUNES, SD, established in May 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $238M and total deposits of $184M. Profitability stands at 1.89% ROA and 13.88% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 13.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #34394.

Assets

$238M

Deposits

$184M

Loans

$161M

Equity

$32M

Profitability

Return on Assets (ROA) 1.89%
Return on Equity (ROE) 13.88%
Net Interest Margin (NIM) 2.89%
Yield on Assets 4.77%
Cost of Funds 2.10%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.01%
NPA Ratio 0.00%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 13.37%
Tier 1 Capital 13.37%
Total Capital Ratio 14.04%
Leverage Ratio 13.73%
Loan-to-Deposit 87.35%

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