1ST EQUITY BANK

SKOKIE, IL | Small | Est. June 9, 1997, midnight | FDIC #34393 | RSSD #2531562 | FDIC
Latest Report: 2025-12-31

1ST EQUITY BANK is asn small FDIC-insured commercial bank headquartered in SKOKIE, IL, established in June 9, 1997, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $83M. Profitability stands at 1.19% ROA and 7.14% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 20.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 1.57%. FDIC Certificate #34393.

Assets

$126M

Deposits

$83M

Loans

$95M

Equity

$21M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 7.14%
Net Interest Margin (NIM) 3.95%
Yield on Assets 6.28%
Cost of Funds 2.58%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio --
Texas Ratio 1.57%
NPA Ratio 0.28%
ACL / Loans 1.56%

Capital & Liquidity

CET1 Ratio 20.72%
Tier 1 Capital 20.72%
Total Capital Ratio 21.97%
Leverage Ratio 15.92%
Loan-to-Deposit 114.43%

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