Banks1ST EQUITY BANK

1ST EQUITY BANK

SKOKIE, ILSmallEst. June 9, 1997, midnightFDIC #34393RSSD #2531562FDIC
Latest · 2025-12-31

1ST EQUITY BANK is an FDIC-insured commercial bank headquartered in SKOKIE, IL, established in June 9, 1997, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $83M. Profitability stands at 1.19% ROA and 7.14% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 20.72%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 1.57%. Operates 1 domestic branch.

Assets
$126M
Deposits
$83M
Loans
$95M
Equity
$21M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)7.14%
Net Interest Margin3.95%
Yield on Assets6.28%
Cost of Funds2.58%

Asset Quality

NPL Ratio0.37%
Net Charge-Off Ratio0.00%
Texas Ratio1.57%
NPA Ratio0.28%
ACL / Loans1.56%

Capital & Liquidity

CET1 Ratio20.72%
Tier 1 Capital20.72%
Total Capital Ratio21.97%
Leverage Ratio15.92%
Loan-to-Deposit114.43%

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