AMERICAN METRO BANK

CHICAGO, IL | Small | Est. Jan. 29, 1997, midnight | FDIC #34334 | RSSD #2533043 | FDIC
Latest Report: 2025-12-31

AMERICAN METRO BANK is asn small FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 29, 1997, midnight. As of 2025-12-31, the bank reported total assets of $120M and total deposits of $92M. Profitability stands at 0.94% ROA and 7.06% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 15.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34334.

Assets

$120M

Deposits

$92M

Loans

$98M

Equity

$16M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 7.06%
Net Interest Margin (NIM) 4.21%
Yield on Assets 6.55%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 15.87%
Tier 1 Capital 15.87%
Total Capital Ratio 17.13%
Leverage Ratio 12.31%
Loan-to-Deposit 105.96%

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