RIVER CITY BANK is an FDIC-insured commercial bank headquartered in SACRAMENTO, CA, established in Dec. 16, 1963, midnight. As of 2025-12-31, the bank reported total assets of $5.8B and total deposits of $5.1B. Profitability stands at 1.49% ROA and 15.62% ROE, with a net interest margin of 3.01%. CET1 capital ratio: 12.75%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 8 domestic branches.
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