BANK OF UTICA is aln large FDIC-insured commercial bank headquartered in UTICA, NY, established in April 23, 1927, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.0B. Profitability stands at 2.65% ROA and 10.59% ROE, with a net interest margin of 2.00%. The bank's CET1 capital ratio is 25.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 0.26%. FDIC Certificate #13397.
Assets
$1.4B
Deposits
$1.0B
Loans
$142M
Equity
$359M
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