CITIZENS BANK & TRUST COMPANY OF ARDMORE is asn small FDIC-insured commercial bank headquartered in ARDMORE, OK, established in Sept. 18, 1978, midnight. As of 2025-12-31, the bank reported total assets of $320M and total deposits of $273M. Profitability stands at 1.64% ROA and 18.07% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 16.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #22717.
Assets
$320M
Deposits
$273M
Loans
$204M
Equity
$29M
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