FIDELITY BANK

NEW ORLEANS, LA | Large | Est. Jan. 1, 1908, midnight | FDIC #28316 | RSSD #255574 | FDIC
Latest Report: 2025-12-31

FIDELITY BANK is aln large FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $915M. Profitability stands at -0.43% ROA and -2.19% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 29.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.18% and a Texas Ratio of 7.18%. FDIC Certificate #28316.

Assets

$1.3B

Deposits

$915M

Loans

$773M

Equity

$247M

Profitability

Return on Assets (ROA) -0.43%
Return on Equity (ROE) -2.19%
Net Interest Margin (NIM) 4.31%
Yield on Assets 5.92%
Cost of Funds 2.78%

Asset Quality

NPL Ratio 2.18%
Net Charge-Off Ratio 0.21%
Texas Ratio 7.18%
NPA Ratio 1.45%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 29.38%
Tier 1 Capital 29.38%
Total Capital Ratio 30.12%
Leverage Ratio 20.02%
Loan-to-Deposit 84.45%

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