BANK OF COLORADO

FORT COLLINS, CO | Large | Est. Jan. 1, 1900, midnight | FDIC #16980 | RSSD #255659 | FDIC
Latest Report: 2025-12-31

BANK OF COLORADO is aln large FDIC-insured commercial bank headquartered in FORT COLLINS, CO, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $7.7B and total deposits of $6.8B. Profitability stands at 1.25% ROA and 13.10% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 14.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.20%. FDIC Certificate #16980.

Assets

$7.7B

Deposits

$6.8B

Loans

$5.2B

Equity

$739M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 13.10%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.16%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.20%
NPA Ratio 0.13%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 14.54%
Tier 1 Capital 14.54%
Total Capital Ratio 15.79%
Leverage Ratio 9.93%
Loan-to-Deposit 77.50%

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