BanksBANK OF COLORADO

BANK OF COLORADO

FORT COLLINS, COLargeEst. Jan. 1, 1900, midnightFDIC #16980RSSD #255659FDIC
Latest · 2025-12-31

BANK OF COLORADO is an FDIC-insured commercial bank headquartered in FORT COLLINS, CO, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $7.7B and total deposits of $6.8B. Profitability stands at 1.25% ROA and 13.10% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 14.54%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 1.20%. Operates 56 domestic branches.

Assets
$7.7B
Deposits
$6.8B
Loans
$5.2B
Equity
$739M

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)13.10%
Net Interest Margin3.53%
Yield on Assets5.16%
Cost of Funds1.70%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.01%
Texas Ratio1.20%
NPA Ratio0.13%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio14.54%
Tier 1 Capital14.54%
Total Capital Ratio15.79%
Leverage Ratio9.93%
Loan-to-Deposit77.50%

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