RG BANK, A SAVINGS AND LOAN ASSOCIATION

MONTE VISTA, CO | Small | Est. Jan. 1, 1905, midnight | FDIC #28315 | RSSD #256076 | FDIC
Latest Report: 2025-12-31

RG BANK, A SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in MONTE VISTA, CO, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $136M and total deposits of $121M. Profitability stands at 0.72% ROA and 7.01% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 10.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.41% and a Texas Ratio of 9.76%. FDIC Certificate #28315.

Assets

$136M

Deposits

$121M

Loans

$107M

Equity

$14M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 7.01%
Net Interest Margin (NIM) 4.34%
Yield on Assets 5.50%
Cost of Funds 1.20%

Asset Quality

NPL Ratio 1.41%
Net Charge-Off Ratio 0.00%
Texas Ratio 9.76%
NPA Ratio 1.12%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 10.42%
Tier 1 Capital 10.42%
Total Capital Ratio 10.95%
Leverage Ratio 11.65%
Loan-to-Deposit 88.54%

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