COASTAL COMMUNITY BANK

EVERETT, WA | Large | Est. April 1, 1997, midnight | FDIC #34403 | RSSD #2562164 | FED
Latest Report: 2025-12-31

COASTAL COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in EVERETT, WA, established in April 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $4.7B and total deposits of $4.2B. Profitability stands at 1.13% ROA and 10.85% ROE, with a net interest margin of 7.46%. The bank's CET1 capital ratio is 12.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.81% and a Texas Ratio of 4.67%. FDIC Certificate #34403.

Assets

$4.7B

Deposits

$4.2B

Loans

$3.8B

Equity

$493M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 10.85%
Net Interest Margin (NIM) 7.46%
Yield on Assets 10.10%
Cost of Funds 5.60%

Asset Quality

NPL Ratio 0.81%
Net Charge-Off Ratio 5.15%
Texas Ratio 4.67%
NPA Ratio 0.65%
ACL / Loans 4.44%

Capital & Liquidity

CET1 Ratio 12.50%
Tier 1 Capital 12.50%
Total Capital Ratio 13.79%
Leverage Ratio 10.60%
Loan-to-Deposit 91.26%

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