BanksCOASTAL COMMUNITY BANK

COASTAL COMMUNITY BANK

EVERETT, WALargeEst. April 1, 1997, midnightFDIC #34403RSSD #2562164FED
Latest · 2025-12-31

COASTAL COMMUNITY BANK is an FDIC-insured commercial bank headquartered in EVERETT, WA, established in April 1, 1997, midnight. As of 2025-12-31, the bank reported total assets of $4.7B and total deposits of $4.2B. Profitability stands at 1.13% ROA and 10.85% ROE, with a net interest margin of 7.46%. CET1 capital ratio: 12.50%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 4.67%. Operates 14 domestic branches.

Assets
$4.7B
Deposits
$4.2B
Loans
$3.8B
Equity
$493M

Profitability

Return on Assets (ROA)1.13%
Return on Equity (ROE)10.85%
Net Interest Margin7.46%
Yield on Assets10.10%
Cost of Funds2.75%

Asset Quality

NPL Ratio0.81%
Net Charge-Off Ratio5.15%
Texas Ratio4.67%
NPA Ratio0.65%
ACL / Loans4.44%

Capital & Liquidity

CET1 Ratio12.50%
Tier 1 Capital12.50%
Total Capital Ratio13.79%
Leverage Ratio10.60%
Loan-to-Deposit91.26%

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