DACOTAH BANK

ABERDEEN, SD | Large | Est. April 30, 1955, midnight | FDIC #17437 | RSSD #256553 | FED
Latest Report: 2025-12-31

DACOTAH BANK is aln large FDIC-insured commercial bank headquartered in ABERDEEN, SD, established in April 30, 1955, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $4.3B. Profitability stands at 0.87% ROA and 9.17% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 11.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.28% and a Texas Ratio of 10.09%. FDIC Certificate #17437.

Assets

$4.8B

Deposits

$4.3B

Loans

$4.0B

Equity

$462M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 9.17%
Net Interest Margin (NIM) 3.95%
Yield on Assets 6.01%
Cost of Funds 3.11%

Asset Quality

NPL Ratio 1.28%
Net Charge-Off Ratio 0.06%
Texas Ratio 10.09%
NPA Ratio 1.06%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 11.19%
Tier 1 Capital 11.19%
Total Capital Ratio 12.23%
Leverage Ratio 9.76%
Loan-to-Deposit 91.82%

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