BanksDACOTAH BANK

DACOTAH BANK

ABERDEEN, SDLargeEst. April 30, 1955, midnightFDIC #17437RSSD #256553FED
Latest · 2025-12-31

DACOTAH BANK is an FDIC-insured commercial bank headquartered in ABERDEEN, SD, established in April 30, 1955, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $4.3B. Profitability stands at 0.87% ROA and 9.17% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 11.19%, well above regulatory minimums. NPL ratio: 1.28% · Texas Ratio: 10.09%. Operates 33 domestic branches.

Assets
$4.8B
Deposits
$4.3B
Loans
$4.0B
Equity
$462M

Profitability

Return on Assets (ROA)0.87%
Return on Equity (ROE)9.17%
Net Interest Margin3.95%
Yield on Assets6.01%
Cost of Funds2.11%

Asset Quality

NPL Ratio1.28%
Net Charge-Off Ratio0.06%
Texas Ratio10.09%
NPA Ratio1.06%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio11.19%
Tier 1 Capital11.19%
Total Capital Ratio12.23%
Leverage Ratio9.76%
Loan-to-Deposit91.82%

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