WEBBANK

SALT LAKE CITY, UT | Large | Est. May 15, 1997, midnight | FDIC #34404 | RSSD #2576134 | FDIC
Latest Report: 2025-12-31

WEBBANK is aln large FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in May 15, 1997, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.4B. Profitability stands at 4.51% ROA and 27.78% ROE, with a net interest margin of 15.99%. The bank's CET1 capital ratio is 16.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 0.77%. FDIC Certificate #34404.

Assets

$2.9B

Deposits

$2.4B

Loans

$2.1B

Equity

$443M

Profitability

Return on Assets (ROA) 4.51%
Return on Equity (ROE) 27.78%
Net Interest Margin (NIM) 15.99%
Yield on Assets 19.25%
Cost of Funds 3.35%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.88%
Texas Ratio 0.77%
NPA Ratio 0.12%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 16.68%
Tier 1 Capital 16.68%
Total Capital Ratio 17.57%
Leverage Ratio 17.11%
Loan-to-Deposit 89.86%

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