BanksFARMERS AND MERCHANTS BANK

FARMERS AND MERCHANTS BANK

ARNETT, OKMicroEst. Dec. 28, 1908, midnightFDIC #13415RSSD #257653FDIC
Latest · 2025-12-31

FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in ARNETT, OK, established in Dec. 28, 1908, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $69M. Profitability stands at 1.41% ROA and 11.30% ROE, with a net interest margin of 3.41%. CET1 capital ratio: 12.49%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 0.87%. Operates 1 domestic branch.

Assets
$80M
Deposits
$69M
Loans
$26M
Equity
$10M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)11.30%
Net Interest Margin3.41%
Yield on Assets5.11%
Cost of Funds1.79%

Asset Quality

NPL Ratio0.35%
Net Charge-Off Ratio0.26%
Texas Ratio0.87%
NPA Ratio0.11%
ACL / Loans1.91%

Capital & Liquidity

CET1 Ratio12.49%
Tier 1 Capital12.49%
Total Capital Ratio13.11%
Leverage Ratio13.06%
Loan-to-Deposit37.47%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required