BANK OF JACKSON, THE

JACKSON, TN | Small | Est. June 2, 1997, midnight | FDIC #34457 | RSSD #2577739 | FED
Latest Report: 2025-12-31

BANK OF JACKSON, THE is asn small FDIC-insured commercial bank headquartered in JACKSON, TN, established in June 2, 1997, midnight. As of 2025-12-31, the bank reported total assets of $224M and total deposits of $198M. Profitability stands at -0.50% ROA and -5.30% ROE, with a net interest margin of 2.31%. The bank's CET1 capital ratio is 18.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.52%. FDIC Certificate #34457.

Assets

$224M

Deposits

$198M

Loans

$52M

Equity

$20M

Profitability

Return on Assets (ROA) -0.50%
Return on Equity (ROE) -5.30%
Net Interest Margin (NIM) 2.31%
Yield on Assets 3.98%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.11%
Texas Ratio 0.52%
NPA Ratio 0.05%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 18.57%
Tier 1 Capital 18.57%
Total Capital Ratio 19.11%
Leverage Ratio 10.53%
Loan-to-Deposit 26.11%

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