AMERICAN BANK

ALLENTOWN, PA | Large | Est. June 2, 1997, midnight | FDIC #34422 | RSSD #2580243 | FED
Latest Report: 2025-12-31

AMERICAN BANK is aln large FDIC-insured commercial bank headquartered in ALLENTOWN, PA, established in June 2, 1997, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $897M. Profitability stands at 1.47% ROA and 14.00% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 12.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.86%. FDIC Certificate #34422.

Assets

$1.1B

Deposits

$897M

Loans

$847M

Equity

$110M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 14.00%
Net Interest Margin (NIM) 3.20%
Yield on Assets 5.98%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.86%
NPA Ratio 0.09%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 12.29%
Tier 1 Capital 12.29%
Total Capital Ratio 13.22%
Leverage Ratio 10.29%
Loan-to-Deposit 94.48%

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