TAYLORSVILLE SAVINGS BANK, SSB

TAYLORSVILLE, NC | Small | Est. April 1, 1921, midnight | FDIC #32348 | RSSD #258379 | FDIC
Latest Report: 2025-12-31

TAYLORSVILLE SAVINGS BANK, SSB is asn small FDIC-insured commercial bank headquartered in TAYLORSVILLE, NC, established in April 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $200M. Profitability stands at 0.37% ROA and 5.67% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 13.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 4.61%. FDIC Certificate #32348.

Assets

$216M

Deposits

$200M

Loans

$166M

Equity

$14M

Profitability

Return on Assets (ROA) 0.37%
Return on Equity (ROE) 5.67%
Net Interest Margin (NIM) 3.15%
Yield on Assets 5.62%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.61%
NPA Ratio 0.34%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 13.54%
Tier 1 Capital 13.54%
Total Capital Ratio 14.68%
Leverage Ratio 8.07%
Loan-to-Deposit 83.12%

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