F&M BANK

FALLS CITY, NE | Small | Est. Jan. 1, 1882, midnight | FDIC #5401 | RSSD #259059 | FDIC
Latest Report: 2025-12-31

F&M BANK is asn small FDIC-insured commercial bank headquartered in FALLS CITY, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $110M. Profitability stands at 1.53% ROA and 12.62% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 11.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5401.

Assets

$130M

Deposits

$110M

Loans

$61M

Equity

$15M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 12.62%
Net Interest Margin (NIM) 3.74%
Yield on Assets 4.89%
Cost of Funds 1.21%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.80%

Capital & Liquidity

CET1 Ratio 11.78%
Tier 1 Capital 11.78%
Total Capital Ratio 12.37%
Leverage Ratio 12.08%
Loan-to-Deposit 55.20%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required