F&M BANK is an FDIC-insured commercial bank headquartered in FALLS CITY, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $110M. Profitability stands at 1.53% ROA and 12.62% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 11.78%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
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