ENCORE BANK

LITTLE ROCK, AR | Large | Est. Sept. 8, 1997, midnight | FDIC #34562 | RSSD #2594240 | FED
Latest Report: 2025-12-31

ENCORE BANK is aln large FDIC-insured commercial bank headquartered in LITTLE ROCK, AR, established in Sept. 8, 1997, midnight. As of 2025-12-31, the bank reported total assets of $3.6B and total deposits of $3.3B. Profitability stands at 0.34% ROA and 4.20% ROE, with a net interest margin of 2.65%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.70%. FDIC Certificate #34562.

Assets

$3.6B

Deposits

$3.3B

Loans

$2.7B

Equity

$300M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 4.20%
Net Interest Margin (NIM) 2.65%
Yield on Assets 5.50%
Cost of Funds 5.63%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.28%
Texas Ratio 1.70%
NPA Ratio 0.16%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 13.02%
Leverage Ratio 9.54%
Loan-to-Deposit 83.58%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required