EDISON NATIONAL BANK

FORT MYERS, FL | Small | Est. Aug. 29, 1997, midnight | FDIC #34489 | RSSD #2594419 | OCC
Latest Report: 2025-12-31

EDISON NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in FORT MYERS, FL, established in Aug. 29, 1997, midnight. As of 2025-12-31, the bank reported total assets of $427M and total deposits of $376M. Profitability stands at 0.62% ROA and 7.35% ROE, with a net interest margin of 3.29%. The bank's CET1 capital ratio is 25.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34489.

Assets

$427M

Deposits

$376M

Loans

$153M

Equity

$35M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 7.35%
Net Interest Margin (NIM) 3.29%
Yield on Assets 4.48%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 25.76%
Tier 1 Capital 25.76%
Total Capital Ratio 27.01%
Leverage Ratio 9.04%
Loan-to-Deposit 40.69%

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