FIRST COMMUNITY BANK

BATESVILLE, AR | Large | Est. Aug. 4, 1997, midnight | FDIC #34533 | RSSD #2596646 | FDIC
Latest Report: 2025-12-31

FIRST COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in BATESVILLE, AR, established in Aug. 4, 1997, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $2.8B. Profitability stands at 1.25% ROA and 16.17% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 10.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 16.42%. FDIC Certificate #34533.

Assets

$3.4B

Deposits

$2.8B

Loans

$2.8B

Equity

$266M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 16.17%
Net Interest Margin (NIM) 4.28%
Yield on Assets 7.06%
Cost of Funds 3.27%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.36%
Texas Ratio 16.42%
NPA Ratio 1.40%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 10.41%
Tier 1 Capital 10.41%
Total Capital Ratio 11.28%
Leverage Ratio 8.85%
Loan-to-Deposit 100.34%

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